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Insurance Blog

Tag: Earthquakes

Things home insurance won’t cover

Home Insurance Limitations Like many types of insurance, home insurance has limitations or exclusions. Exclusions are things the insurance won’t cover. They are very clearly listed

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April 29, 2022 No Comments
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Partner Carriers

Allstate provides personal auto insurance, personal vehicle insurance, home insurance, umbrella insurance, boat insurance.
American Modern provides recreation insurance policies including collector vehicles, motorcycle insurances, golf cart insurance, atv insurance, e-bike insurance, boat insurance and yacht insurance. American Modern also provides residential insurance products including landlord insurance, renters insurance, vacant property insurance and short-term rental insurance.
Bristol West provides personal auto insurance and personal vehicle insurance.
Crump Life Insurance
Encompass provides personal auto insurance, personal vehicle insurance, home insurance, umbrella insurance, boat insurance.
Foremost, a Famers Company, is known for recreation and investment property insurance. Foremost provides homeowner insurance, boat insurance, motorcycle insurance, renters insurance, golf cart, vacant home insurance, landlord insurance and flood insurance.
Hagerty provides collector car insurance and classic car insurance.
Mainstreet provides personal insurance including homeowner insurance, boat insurance, umbrella and auto insurance carrier. Mainstreet offers commercial insurance provider including businessowners policy, commercial auto insurance, commercial property insurance, workers compensation insurance, general liability insurance and commercial umbrella insurance.
Nationwide provides farm insurance and commercial insurance. Commercial insurance coverages include workers compensation insurance, cyber liability insurance, business owners policy insurance, commercial auto insurance, commercial umbrella insurance, management liability insurance, nonprofit insurance, commercial general liability insurance, commercial property insurance. Nationwide provides personal auto insurance, personal vehicle insurance, home insurance, umbrella insurance, boat insurance.
Progressive provides personal auto insurance, vehicle insurance, commercial auto insurance, renters insurance, boat insurance, recreation vehicle insurance, trailer insurance, motorcycle insurance, motor home insurance, travel trailer insurance.
National General Insurance, an Allstate company, provides personal auto insurance, commercial auto insurance, commercial vehicle insurance and flood insurance.
Orchid provides access to a wide array of insurance including personal flood insurance, private primary flood insurance, excess flood insurance, high net worth insurance, coastal property insurance, beach property insurance, wind only insurance, builders risk insurance, inland marine protecting jewelry, furs, fine arts, wine and more.
Risk Placement Services (RPS) provides cyber liability insurance, contractors pollution liability insurance, lawyers professional liability insurance, medical professional liability insurance, miscellaneous professional liability insurance, miscellaneous errors and omissions (E&O) insurance, motor truck cargo insurance, truckers general liability insurance, auto physical damage insurance, artisan contractor general liability insurance, ocean cargo insurance, executive liability insurance, directors and officers (D&O) insurance, fiduciary insurance, employment practice liability (EPL) insurance.
Safeco, a Liberty Mutual company, is an excellent personal insurance company providing homeowner insurance, boat insurance, motorcycle insurance, umbrella insurance, auto insurance, renters insurance, golf cart and landlord insurance.
Travelers is an excellent personal insurance company providing homeowner insurance, boat insurance, umbrella insurance, auto insurance, renters insurance and landlord insurance. Travelers is a fantastic commercial insurance provider including businessowners policy, commercial auto insurance, commercial property insurance, workers compensation insurance, cyber liability insurance, general liability insurance and commercial umbrella insurance. Travelers issues surety bonds.
The Hartford is an excellent commercial insurance provider including businessowners policy, commercial auto insurance, commercial property insurance, workers compensation insurance, cyber liability insurance, general liability insurance and commercial umbrella insurance.
Amtrust provides workers compensation insurance, cyber liability insurance, business owners policy insurance, commercial auto insurance, commercial umbrella insurance, management liability insurance, nonprofit insurance, commercial general liability insurance, commercial property insurance.
Chubb is the largest public commercial insurance provider including businessowners policy, commercial auto insurance, commercial property insurance, workers compensation insurance, cyber liability insurance, general liability insurance, commercial umbrella insurance, directors and officer liability, and professional liability. Chubb provides builders risk policies.
LIO provides amateur sports, miscellaneous professional liability, nonprofit management liability, and directors and officer liability. LIO specializes in Condo association and HOA insurance.
Colonial Life Insurance
Unum Group
Jewelers Mutual goes beyond many standard homeowners and renters policies and is more comprehensive than warranty plans. Our coverage protects against the following perils: Loss, Theft, Damage, Disappearance. Jewelers Mutual Group offers coverage for jewelry businesses in retail, repair, custom design, jewelry appraising, wholesale, and manufacturing.
The South Carolina Wind and Hail Underwriting Association (SCWHUA) is the residual property insurance market in South Carolina that provides coverage for wind and hail in designated coastal areas. The SCWHUA is also known as the "wind pool" or the "beach plan".
Tower Hill Insurance provides mobile home insurance.

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